Boat Insurance

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About us

Progressive simplifies
boat insurance

We give you the freedom to boat wherever you'd like on any lake or river in the U.S., plus ocean waters within 75 miles of the coast. And, we drop the common requirements and restrictions other insurers may force on you, so you get the protection you need to get on the water right away. For example, we don’t require a navigation plan or marine survey, which could cost around $600 for a 30-foot boat.

plus ocean waters within 75 miles of the coast. And, we drop the common requirements and restrictions other insurers may force on you, so you get the protection you need to get on the water right away. For example, we don’t require a navigation plan or marine survey, which could cost around $600 for a 30-foot boat.

Fishing Boat

Worry not! All of our fishing boat is checked in every morning.

Pantoon Boat

We have different varities of boats available in collection.

Power Boat

If you are looking for a big boat we have that in our collection.

Personal Watercraft

We have our watercraft in our vault, if its emergency we use it.

Progressive simplifies boat insurance

We give you the freedom to boat wherever you'd like on any lake or river in the U.S., plus ocean waters within 75 miles of the coast. And, we drop the common requirements and restrictions other insurers may force on you, so you get the protection you need to get on the water right away. For example, we don’t require a navigation plan or marine survey, which could cost around $600 for a 30-foot boat.

We insure over 1 million watercraft, and we can help insure yours, too

With over 35 years of boat insurance experience, we know how to keep you afloat. So, as long as your boat or personal watercraft (PWC) is valued at no more than $500,000 and is up to 50 feet long, we’ll most likely insure it.††(See Disclosure) Don’t see your watercraft listed here? Call us at 1-855-347-3939 and we’ll do what we can to get you covered.

Your Benefits

WHY CHOOSE US

We are a small team of 50 persons and we are together for more than 20+ years. There have been many people who joined us and left but we were always a family and still a family. Before handover your project to us we recommend you to preview our works. We are sure that you will love our works.

25 years of experience

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25 years of experience

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25 years of experience

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25 years of experience

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WAYS TO SAVE

A boat insurance policy that
offers more in savings

Multi policy

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Multi boat

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Original owner ​

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Safety course

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Multi policy

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Property policy

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INSURANCES FOR YOUR
CHILD'S FUTURE

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Insurance limitations for boats and PWCs

When it comes to boat insurance, Progressive boasts some of the broadest acceptability in the business. But there are some types of vessels that can’t be added to a new or existing Progressive policy:

  • Boats over 10 years old and worth more than $500,000
  • Boats 11-20 years old and worth more than $250,000
  • Boats more than 20 years old and worth more than $60,000
  • Boats used as a primary residence (live aboards)
  • Houseboats that do not have motors
  • Homemade boats without a hull identification number
  • Boats with more than two owners
  • Boats with steel or wood hulls
  • All amphibious land boats, hovercraft, or airboats
  • PWCs worth more than $27,000
  • Boats that do not meet published U.S. Coast Guard standards

We also cannot insure boats over 50 feet in length. In some hurricane-prone states, the limits can be 35 feet and $175,000 in value.

Our Feedback

WHAT CLIENT SAYS

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Cheryl Murray
CEO, Royel Inc.